Last updated on:
October 17, 2022
Last updated on:
October 17, 2022
For purposes of this Agreement, “Site” refers to the Company’s websites, which can be accessed at www.paisr.tech, www.pai.sr or any extension, and subdomain containing the reference paisr.tech or pai.sr. “Services” refers to the Company’s services accessed via the Site. “information” means any confidential and/or personally identifiable information or other information related to users of PAISR Services, including but not limited to Customers and Merchants.
We collect “Non-Personal Information”, “Personal Information” and “Business Information”. Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks. Personal Information includes without limitations, your email address, name, date of birth, physical address, phone number(s), photograph, IP address, account number(s), account types, government-issued identification number(s), credit/debit card details, source of funds, statements, reports and other information that identities your personal identity. Business Information includes without limitations, company information, business addresses, beneficiaries and other information that identifies your business and it’s beneficiaries, which you submit to us through the registration process on the Site.
We also automatically collect and may use the following data:
Neither the Site and/or any PAISR Services are directed to anyone under the age of 16. The Site does not knowingly collect or solicit information from anyone under the age of 16, or allow anyone under the age of 16 to sign up for the Service. In the event that we learn that we have gathered personal information from anyone under the age of 16 without the consent of a parent or guardian, that information will be deleted from all servers as soon as possible. If you believe we have collected such information, please contact us at email@example.com.
We may share personal information with outside parties if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to meet any applicable legal process or enforceable governmental request; to enforce applicable Terms of Service, including investigation of potential violations; address fraud, security or technical concerns; or to protect against harm to the rights, property, or safety of our users or the public as required or permitted by law.
You have the right at any time to prevent us from contacting you for marketing purposes. When we send a promotional communication to a user, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional email. Please note we may continue to send you administrative emails including, for example, periodic updates to our Policies.
PAISR is committed to observing high standards of information security. We implement security measures such as firewalls and data encryption, enforce physical access controls to our buildings and files, and authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
While reasonable measures and procedural safeguards are put in place to protect personal information from loss, misuse, unauthorized access or disclosure, alteration and destruction, please be advised that we do not accept responsibility for the security of any data transmitted over the internet or information stored, posted or provided directly to a third party’s website, which is governed by that third party’s policies. Please view our security policy for more information about our security practices.
Your account is protected by your account password and we urge you to take steps to keep your personal information safe by not disclosing your password or login credentials, and by logging out of your account after each use. We further protect your information from potential security breaches by implementing certain technological security measures including encryption, firewalls and secure socket layer technology. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using our Service, you acknowledge that you understand and agree to assume these risks. An authorized PAISR representative will never ask you for your password. Therefore, any email or other communication requesting your password or any similar information should be treated as unauthorized and suspicious. In the event that you receive such a communication, please promptly forward it to firstname.lastname@example.org.
If you do share your password(s) with a third party for any reason, including but not limited to the promise to provide you additional services, the third party will have access to your account and your personal information, and you will generally be considered responsible for any and all actions taken using your password. If you believe that someone else has obtained access to your password, please change it immediately by logging in to your account and changing your profile settings. We also strongly recommend that you contact us at email@example.com in the case your account has been breached.
If you wish to permanently close an account associated with one or more PAISR Services, please submit a request to firstname.lastname@example.org. We may retain information about you in our databases for as long as your account is active or as needed to provide PAISR Services to you. Additionally, our retention and use of your information will be in accordance with applicable law, including our legal obligations, interest in resolving any disputes, and the enforcement of all relevant agreements. It is important to note that the retention period may extend beyond the end of your relationship with us, as required by law or as deemed necessary in our absolute discretion.
As required by most financial institutions or financial service providers, PAISR works with third-party service providers that provide important functionality, which facilitate and/or support PAISR Services in any way. We, therefore, disclose user data to such third-party service providers from time to time so that services can be effectively performed.
PAISR may also share your information for the purpose of risk management, fraud prevention, customer service, legal compliance and the provision of our services, particularly in circumstances where: