Terms & Conditions

Last updated on:
July 12, 2023

Please read these Terms of Use carefully. By clicking to accept, or by accessing or using our Services, you agree to be bound by these Terms of Use and all terms incorporated by reference. If you are accepting these terms on behalf of an entity, you confirm that you are authorized on behalf of that entity to agree to be bound by these Terms of Use and all terms incorporated by reference.

1. Overview

These are the Terms of Use of PAISR Technologies, Inc. (referred to herein as “PAISR”). PAISR Technologies, Inc. is a global technology company incorporated under the laws of Delaware. These Terms apply to any access and use of our website at www.paisr.tech, www.pai.sr or any extension, and subdomain containing the reference paisr.tech or pai.sr, our online services, our Android and iOS mobile apps, and any of our services related to or utilizing any of the foregoing, which we refer to in these Terms, collectively, as our Services. If you are using our Services in the Caribbean, you are engaging not with PAISR Technologies, Inc. but with PAISR Technologies NV, a Suriname financial technology company incorporated under the laws of Suriname, and in connection with the provision of Services to you by PAISR, as applicable, any references herein to shall refer to PAISR Technologies NV.

2. Eligibility and Agreement

If you use our Services these Terms apply. If you do not agree to these Terms, you must not use our Services. You can use our Services only if you can lawfully enter into an agreement to these Terms under applicable law. If you use our Services, you agree to do so in compliance with these Terms and with applicable laws and regulations.

By using the PAISR services, you represent that you are not a resident of any of the following countries: Afghanistan, Central African Republic, Cuba, Iran, Iraq, Kurdistan, Lebanon, Liberia, Libya, Myanmar, North Korea, Palestinian Territories, Russia, Somalia, Sudan, Syria, Ukraine, Venezuela, Yemen, Zimbabwe, or any OFAC or otherwise Blacklisted country. Access to the services from jurisdictions where their content or function may be illegal or is otherwise prohibited.

3. Rescrictions on Use

You will not use the Site for any use other than the business purpose for which it was intended. You will not take any of the following actions with respect to the Site or the server hosting the Site nor will you use our Site to upload, post, email, distribute, transmit, link, solicit or otherwise make available any content or use the Site in any manner that: (i) uploads or transmits any unsolicited advertising, promotional materials, “junk mail”, “spam”, “chain letters”, “pyramid schemes”, or any other form of solicitation, commercial or otherwise; (ii) decompiles, uses reverse engineering, disassembles, derives the source code of or decrypts the Site or server hosting the Site; (iii) manipulates or otherwise displays the Site by using framing, mirroring or similar navigational technology or directly links to any portion of the Site; (iv) uses any robot, spider, scraper or other automatic or manual means to access the Site or copies any content or information on the Site; (v) removes, obscures, or alters any proprietary notices (including any notice of copyright or trademark) of us or our affiliates, partners, suppliers or our licensors; (vi) modifies, adapts, improves, enhances or makes any derivative work from the Site; (vii) disables, overburdens, impairs or otherwise interferes with or interrupts the Site or any hardware, software, system or network connected with the Site; (viii) probes, scans, or tests the vulnerability of or breaches the authentication measures of the Site or any related networks or systems; (ix) interferes with any other party’s use and enjoyment of the Site; (x) infringes the copyright, trademark or any proprietary rights or discloses a trade secret or confidential information in violation of a confidentiality or non-disclosure agreement; (xi) compiles, uses, downloads or otherwise copies the Site or any user information or any portion thereof, or transmits, provides or otherwise distributes (whether or not for a fee) the Site or such information to any third party; (xii) is fraudulent, malicious or unlawful, unauthorized or contains defamatory or illegal information, images, materials or descriptions; (xiii) promotes or provides instructions for illegal activities; (xiv) encourages any conduct that would constitute a criminal offense or that gives rise to civil liability; (xv) disseminates viruses or other computer code, files or programs that interrupt, destroy or limit the functionality of any computer software or hardware; (xvi) attempts to gain unauthorized access to any other accounts, computer systems or networks connected to any server or systems through hacking, password mining or any other means; or (xvii) accesses systems, data or information that we do not intend to be made accessible to you. Use of the Site, even when acting on behalf of a business entity, is limited to persons eighteen (18) years of age or older.

4. Privacy Policy

You may view a copy of our privacy policy at https://www.paisr.tech/legal/privacy-policy/ (“Privacy Policy”), which explains our practices relating to the collection and use of your information through or in connection with our Site. The Privacy Policy is incorporated into these Terms, and governs our use of your information and/or any information you submit or otherwise make available to us in connection with the Site.

5. Changes to these terms

We may make changes to these Terms, including when there are changes in our Services, technology, regulation and for other reasons. If we do, we will provide you notice of such changes by posting the updated Terms on our website and changing the Last Updated date below. Any amended Terms will become effective no earlier than 7 days after they are posted and apply prospectively to use of the Services after such changes become effective, except that changes addressing new functions of the PAISR Services or changes made for legal reasons will be effective immediately. Your continued use of the Services following the effective date of such changes will constitute your acceptance of such changes. If you do not agree to any amended Terms, you must discontinue using the Services.

6. PAISR services

Overview. PAISR is the provider of a technology platform and related APIs (collectively, the “PAISR Platform”) through which PAISR, in conjunction with one or more FI Partners or third parties, enables the initiation and receipt of funds transfers and payments and provides related services (the PAISR Platform, together with the related services, collectively, “PAISR Services”).

FI Partners. In order to provide or otherwise make available certain of the PAISR Services, PAISR may establish and rely on relationships with FI Partners and such FI Partners may establish certain requirements, standards, guidelines, terms and conditions, and other expectations that apply to the PAISR Services, as the same may be modified, supplemented, or replaced from time to time (collectively, “FI Partner Guidelines”). Therefore, the access granted under these Terms and Conditions, and the provision and availability of the PAISR Services will be subject to any applicable FI Partner Guidelines.

Regulated Activity. Certain of the PAISR Services may constitute regulated activity under Applicable Law. Accordingly, PAISR has engaged third parties, including FI Partners, to provide certain aspects of the PAISR Services, including for the purpose of receiving and transmitting funds, as necessary or appropriate for PAISR to provide or otherwise make available the PAISR Services to Users.

7. Intellectual Property Rights

PAISR retains all right, title, and interest (including all copyright, trademark, patent, trade secrets, and all other intellectual property rights) in our Services and all content on our Services, including our trademarks, service marks, designs, logos, URLs, and trade names that are displayed on our Service, which we refer to in these Terms, collectively, as the PAISR Materials. We hereby grant you a limited, nonexclusive, and non-sublicensable license to access and use the PAISR Materials for your personal or internal business use. Such license is subject to these Terms and does not permit any resale of the PAISR Materials; the distribution, public performance or public display of any PAISR Materials; modifying or otherwise making any derivative uses of the PAISR Materials, or any portion thereof; or any use of the PAISR Materials other than for their intended purposes. The license granted under this Section will automatically terminate if we suspend or terminate your access to the Services. We will own exclusive rights, including all intellectual property rights, to any feedback, suggestions, ideas or other information or materials regarding PAISR or our Services that you provide, whether by email, posting through our Services or otherwise, which we refer to in these Terms as Feedback. Any Feedback you submit is non-confidential and will become the sole property of PAISR. We will be entitled to the unrestricted use and dissemination of such Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you. You may not use, copy or retransmit anything on our website without our permission. We reserve all rights not expressly granted herein.

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